Bridge financing

Bridge loans in Florida.

Short-term financing for an investment-property acquisition or transition, structured around the collateral, capital needs and a proposed sale or refinance exit.

Financing at a glance

Geography: Florida-focused; based in Aventura.
Property use: Business-purpose, non-owner-occupied investment real estate.
Financing structure: Acquisition or property-transition financing with a proposed sale or refinance exit.
Repayment discussion: A planned sale or transition to longer-term financing.

Submit a loan scenario

Conceptual contemporary residence with pale stone, timber and subtropical planting — Architectural illustration

Florida private lending

Is this financing a fit?

Looking for a private or hard money lender for a Florida investment property? Palermo is based in Aventura and reviews business-purpose financing secured by non-owner-occupied real estate.

Financing purpose: Acquisition or property transition
What to request in writing: Loan amount, term, rate, leverage, fees, reserves and any future-funding conditions.
What drives the review: Property location and condition, existing obligations, borrower capital, intended use of funds and a credible sale or refinance plan.

Historical closing examples describe individual transactions. They do not establish the terms available for a new request.

Explore Palermo’s announced closings

Begin with the exit.

The intended repayment matters as much as the acquisition. A sale strategy should account for the property’s condition and the work still needed. A refinance strategy should identify what must change before a longer-term lender is ready to consider the asset.

Understand the whole transaction.

A purchase price is only one part of the plan. Existing debt, closing costs, improvements, ownership expenses and available borrower capital all affect the structure. Share the full picture, including deadlines and unresolved items.

A direct review of the property.

Palermo’s bridge conversations focus on business-purpose, non-owner-occupied investment real estate. Property type, condition, location, title and the borrower’s plan are reviewed together. A scenario is evaluated individually; this page does not establish automatic eligibility.

Situations to discuss.

Acquiring an investment property before a planned sale or refinance
Transitioning an existing property toward its next financing stage
Discussing a defined improvement or repositioning plan

Examples invite a conversation. They do not establish automatic property eligibility or an approval standard.

Prepare the scenario

The essentials,
organized.

Begin with what is available. Supporting documents can follow through the established review process.

Read the preparation guide

01Property city, type and current condition
02Purchase contract or current ownership situation, if available
03Requested amount and sources of borrower capital
04Existing liens and obligations
05Business plan, expected exit and relevant deadlines

Good questions

Program questions.

01Does a bridge loan replace an exit plan?

No. The proposed sale or refinance is a central part of the conversation. A shorter financing period makes it useful to discuss what needs to happen before repayment.

02Can you promise a closing date?

A requested date can be part of the scenario. Approval, diligence, documentation and completion of closing conditions determine whether that date is achievable.

03Which properties should I bring?

Start with the location, property type, condition and investment purpose. Palermo will discuss the fit; no property type is automatically eligible because it appears in an illustration.

Illustrative structures