Skip to content
Submit a loan scenarioSubmit scenario
Palermo/Financing

Financing

Loans for investment real estate.

Bridge, refinance and construction financing for business-purpose, non-owner-occupied investment real estate. Each conversation starts with the property and the plan.

01 / Bridge financing

Bridge financing

Short-term capital for an investment-property acquisition or the next stage of an existing asset.

Short-term financing for an investment-property acquisition or transition, structured around the collateral, capital needs and a proposed sale or refinance exit.

Explore bridge financing
Conceptual contemporary residence with pale stone, timber and subtropical planting
Architectural illustration
Useful starting points
  • Acquiring an investment property before a planned sale or refinance
  • Transitioning an existing property toward its next financing stage
  • Discussing a defined improvement or repositioning plan
Discuss your loan

02 / Investment-property refinance

Investment-property refinance

Replace existing financing or discuss accessing property equity for a documented business purpose.

Replace an existing investment-property loan, address an approaching maturity or discuss using equity for a documented business purpose. We review the current obligations, proposed use of proceeds and repayment plan together.

Explore investment-property refinance
Conceptual low-rise apartment building in warm natural light
01Existing debt
02Closing allocations
03Available proceeds
Architectural illustration
Useful starting points
  • Replacing financing approaching maturity
  • Revisiting a loan after a property transition
  • Considering a documented business-purpose use of equity
Discuss your loan

03 / Construction financing

Construction financing

Ground-up construction and substantial renovation discussions built around scope, budget, progress and execution.

Financing conversations for ground-up construction, substantial renovation and projects already underway. The review connects the site, work completed, remaining budget, funding structure and proposed sale or refinance.

Explore construction financing
01 / Site
Conceptual residential construction shell showing concrete and masonry02 / Construction
Conceptual contemporary residence with pale stone, timber and subtropical planting03 / Completion
Illustrative project stages · Conceptual architecture
Useful starting points
  • Ground-up investment-property construction
  • Substantial renovation of investment real estate
  • Discussing completion of a project already underway
Discuss your loan

Compare the conversations

Compare the loan purposes.

A qualitative view of the starting point. Numerical criteria and terms require a transaction-specific review.

Qualitative financing program comparison
The questionBridge financingInvestment-property refinanceConstruction financing
Starting pointA purchase or property transitionCurrent financing and the reason to replace itSite, scope, current stage and budget
Capital discussionAcquisition, other costs and borrower contributionExisting obligations and proposed use of proceedsTotal commitment, initial advance and future funding
Exit discussionA supported sale or refinance planThe next financing or repayment sourceCompletion followed by sale or refinance
Shared prioritiesCollateral, a documented business purpose, clear information and a credible path to repayment

The lending process

From first scenario to closing.

  1. 01

    Start with the property.

    Share the location, financing purpose, approximate request and a short explanation of your plan. A useful first conversation begins with the essentials.

  2. 02

    Discuss the structure.

    We review the collateral, current obligations, proposed use of capital and path to repayment. The conversation identifies what information is still needed.

  3. 03

    Work through the details.

    Supporting materials, property review, title and closing coordination follow where a scenario is suitable. Written terms and conditions guide the next steps.

  4. 04

    Close. Stay connected.

    Funding follows approval and completion of required conditions. After closing, the servicing team remains a point of contact for the life of the loan.

Contact Palermo

Tell us about the property.

Share the location, financing purpose and approximate loan request. We can discuss the scenario and what information is needed next.

Submit a loan scenario(305) 722-5604